"Reverse Mortgage Seattle Bellevue Eastside Tacoma Everett"
Protecting the confidentiality of our customer
How we gather information
The types of information we share, why, and with whom
Opting Out - how to instruct us not to share certain information about you or not to contact you
PROTECTING THE CONFIDENTIALITY OF CUSTOMER INFORMATION:
We take our responsibility to protect the privacy and confidentiality of customer information very seriously. We maintain physical, electronic, and procedural safeguards that comply with federal standards to store and secure information about you from unauthorized access, alteration, and destruction. Our control policies, for example, authorize access to customer information only by individuals who need access to do their work.
From time to time, we enter into agreements with other companies to provide services to us or make products and services available to you. Under these agreements, the companies may receive information about you but they must safeguard this information, and they may not use it for any other purpose.
HOW WE GATHER INFORMATION:
As part of providing you with financial products or services, we may obtain information about you when you:
Apply for a loan or apply for financing.
Your transaction with us, our affiliates, or others. This information may include your account balance, payment history, and account usage.
Consumer reporting agencies. This information may include account information and information about your credit worthiness.
Public sources. This information may include real estate records, employment records, telephone numbers, etc.
INFORMATION WE SHARE:
We may disclose information we have about you as permitted by law. We are required to or we may provide information about you to third parties without your consent, as permitted by law, such as:
To regulate authorities and law enforcement officials.
To protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability.
To report account activity to credit bureaus.
To consumer reporting agencies.
To respond to a subpoena or court order, judicial process or regulatory authorities.
In connection with a proposed or actual sale, merger, or transfer of all or a portion of a business or an operating unit, etc.
In addition we may provide information about you to our service providers to help us process your applications or service your accounts. Our service providers may include billing service providers, mail and telephone service companies, lenders, investors, title and escrow companies, appraisal companies, etc.
We may also provide information about you to our service providers to help us perform marketing services. This information provided to these service providers may include the categories of information described above under “How we Gather Information” limited to only that which we deem appropriate for these service providers to carry out their functions.
We do not provide non-public information about you to any company whose products and service are being marketed unless you authorize us to do so. These companies are not allowed to use this information for purposes beyond your specific authorization.
QUESTIONS REGARDING THIS POLICY / OPTING OUT:
Golden Years Reverse Mortgage Inc
814 – 102 Ave NE Bellevue, WA 98004
Toll-Free: 1.866.456.1944 Main Number: 1.425.453.5155